MattHutter.com

A calculator here tells us that if you go out to lunch five days per week (20 days per month) and spend $6.50 a day on lunch that you will amass $10,000 by kicking that habit. Assumptions are that you could bag your lunch for $2.00 per day and that your money saved would be invested for a little under eight years with a 5% return. For those of you scoffing at the 5% return as being too high, this reminds us that over the last 30 years the world’s most famous index fund (and the inventor of the index fund, John Bogle) has returned 12% annually since 1976, its inception.
Now maybe we can find a calculator to estimate your health care savings by ix-naying the Mickey D’s daily for lunch.