Personal finance mastery with a pinch of motivation. header image 2

The Story of Two Bank Tellers

September 11th, 2006 · 1 Comment

Your mind is like a bank teller. Actually two tellers. One only takes positive deposits and the other only takes negative deposits. Perhaps a typical day for you might go something like this:

  • Wake up
  • Listen to a filth-laden disc jockey on the way to work
  • Gossip with co-workers at the coffee room or water cooler during breaks at work
  • At lunch, read a newspaper or website loaded with all the gloom-and-doom in our world
  • Come home and watch the evening news or a racy sitcom at home that fills your head with “garbage for the mind”

Or perhaps your day goes something like this:

  • Wake up
  • Read the Bible or a book that lifts you up
  • Listen to a Christian radio station or motivational program on disc or tape on the way to work
  • Go out to lunch with friends who are gold diggers or glass-half-full types
  • Come home and read more positive words of encouragement or spend time with your family doing something constructive

If you are the first example above and your negative deposits in your mind far outweigh the positive ones, what will happen to you when your boss announces one-third of the department is being laid off due to rough times for the company? You’ll think “I’m doomed” or “this company hates me anyway” or “they deserve to go out of business if they lay me off.” Or will you be the kind of person that says “hey, it’s in God’s hands and there’s no point in worrying about it” or “I give it my best around here and I trust the bosses to keep around the best employees…which includes me.”

If your mind has two account balances, one of which is ten times the other, which account will be easier to use when life throws you a curveball? Will it use the negative account which only has a handful of deposits? Or will it use the positive one which has hundreds of deposits? A better example of this is how your friends and family respond in times of major crisis, disaster or emergency? Those people I know who have no faith in God, religion or a Supreme Being are the first to cringe at any signs of misfortune or adversity headed their way. Likewise, those I know (including me) who are well-grounded in faith and make many positive deposits in their mind every day are the first to look chaos in the eye and say “you’re going to have to do much better than that to worry me.”

Finally, I’m hoping that the customers at your bank will have a line out the door from those who want to make a deposit with you, the Positive Bank Teller.

Tags: Get Motivated

1 response so far ↓

  • 1 Widows Quest » This Week’s Positive Thinking Carnival // Dec 6, 2006 at 4:46 am

    […] Matt Hutter presents The Story of Two Bank Tellers posted at, saying, “The more positive deposits you make in your mind the greater your reserve will be when you need it most.” […]