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Personal finance mastery with a pinch of motivation.

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Entries Tagged as 'Best of Matt Hutter'

Do You Want To Put That On Your Kohls Charge?

April 12th, 2007 · 1 Comment

As I have mentioned before, it is not entirely far-fetched for a company to make more profits from its credit card business than the actual products they sell. In my article Secrets of the Big Box Stores I mention how during the 1980s Sears had a Discover Card division that became so profitable it was […]

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Tags: Best of Matt Hutter · Credit Cards · Money

My Experiment With Paying Cash

January 24th, 2007 · 2 Comments

My wife and I have used debit cards for at least the length of our marriage (11+ years and counting). They are more convenient than cash, less dirty than cash and you can carry thousands of dollars on one without loading up your wallet with thousands of dollars of cash. However, after all of those […]

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Tags: Best of Matt Hutter · Money

How To Save Money Eating Out

November 2nd, 2006 · 2 Comments

First, the obvious. Don’t do it. But for those days where you just don’t feel like cooking I offer these tips. Let’s begin with a statistic taken from the U.S. Department of Agriculture: “In 1994-95, 57 percent of Americans consumed meals and snacks away from home on any given day, accounting for about half of […]

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Tags: Best of Matt Hutter · Money

How To Avoid Using Credit Cards

November 2nd, 2006 · 1 Comment

This is a short post but basically it’s a follow-up of the How To Save Money on Credit Cards article. Below are several thoughts on the benefits of not using credit cards and saving up for major purchases. Stick the money in a shoebox, under the mattress or in a hole in your backyard – […]

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Tags: Best of Matt Hutter · Credit Cards · Money

How To Get A Raise in 15 Minutes

October 28th, 2006 · 3 Comments

Before I go over how to get a raise in 15 minutes (without talking to your boss) let’s cover an important concept. Which is easier? Choice A: Getting a raise from your boss Choice B: Reducing your spending Perhaps you have a boss that is kind, understanding, sympathetic and willing to help you out with […]

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Tags: Best of Matt Hutter · Money