MattHutter.com

As I have mentioned before, it is not entirely far-fetched for a company to make more profits from its credit card business than the actual products they sell. In my article Secrets of the Big Box Stores I mention how during the 1980s Sears had a Discover Card division that became so profitable it [...]

[Read more →]

My wife and I have used debit cards for at least the length of our marriage (11+ years and counting). They are more convenient than cash, less dirty than cash and you can carry thousands of dollars on one without loading up your wallet with thousands of dollars of cash. However, after all of those [...]

[Read more →]

First, the obvious. Don’t do it. But for those days where you just don’t feel like cooking I offer these tips.
Let’s begin with a statistic taken from the U.S. Department of Agriculture:
“In 1994-95, 57 percent of Americans consumed meals and snacks away from home on any given day, accounting for about half of [...]

[Read more →]

This is a short post but basically it’s a follow-up of the How To Save Money on Credit Cards article. Below are several thoughts on the benefits of not using credit cards and saving up for major purchases.

Stick the money in a shoebox, under the mattress or in a [...]

[Read more →]

Before I go over how to get a raise in 15 minutes (without talking to your boss) let’s cover an important concept. Which is easier?
Choice A: Getting a raise from your boss
Choice B: Reducing your spending
Perhaps you have a boss that is kind, understanding, sympathetic and willing to help you out with your money issues. [...]

[Read more →]