With the economy in turmoil I decided to capitalize on plummeting interest rates. My wife and I refinanced a few days ago and thus we will have our house paid off at age 52 (at the latest, possibly earlier). Our lender was a traditional brick and mortar bank with very conservative lending requirements. As a […]
Entries Tagged as 'Money'
Credit Scores Are A Joke
January 1st, 2009 · 6 Comments
Tags: Banking · Credit Cards · Money · mortgages
Wasting Your Money In Convenience Stores
October 14th, 2008 · No Comments
Full disclosure: I’m no saint. I go to convenience stores probably once a month on average. Now, I’m aware that I am not getting any deals at the gas station store on my Snickers or my bottled water. However, I’m also aware that I’m not breaking the bank or even affecting our family budget by […]
Tags: Money
I Am 37
September 20th, 2008 · 2 Comments
Today I turn 37. Here’s what I have learned so far. After God, my family is the most important thing in my world. Subtract your money, house, career, health and “stuff” and tell me what you have left. I still have everything I need when you take those five things away. Actually, not much changes […]
Tags: Money
A historical perspective on financial disasters
September 16th, 2008 · No Comments
Sometimes the U.S. financial markets give the appearance of complete and utter disaster. Of course, the media has accurately predicted 27 of the last two recessions. As with all media, the bigger the story the more viewers watching that story. Over the last decade or two the media began to report only major index […]
Tags: Money
Six Figure Salary And Still Broke
July 21st, 2008 · No Comments
Recently I had lunch with a friend who makes six figures per year. Here in the Midwest that is a fabulous salary. He has a comfortable desk job that is inside a nice, air-conditioned building. He and his wife drive new cars and he has an in-ground swimming pool. He must love life, right? […]
Tags: Banking · Budgeting · Business · Credit Cards · Money