MattHutter.com

As mentioned in Living Without Credit Cards my wife and I are currently not in agreement yet about canceling all of our credit cards. Recently, she opened up a Macy’s department store card for the initial 10% off her first purchase. We used to do this so often in the 90s when we bought our [...]

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Recently my wife and I became 100% debt-free except for the mortgage. Not only have we paid all off all our non-mortgage debt, but we’re moving in the direction of closing all credit card accounts. I’m on board with this idea, but my wife is not. I understand this could be a six-month process convincing [...]

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How often have you heard someone talking about their credit score? Often that person is applying for a mortgage and is concerned about the score. The Fair Isaac Corporation (FICO) invented the best known and most widely used credit score model in the United States. Wikipedia expands on the FICO score below: A FICO score [...]

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Here’s a quick tip on how to sift through your snail mail without even opening the contents. Credit card companies are getting sneakier and trickier in an attempt to get you to just open the envelope. This is true in any direct mail campaign. The percentage of recipients that even open the envelope hovers somewhere [...]

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A couple years ago I opined my views on saving and investing on a well-known website. It was picked as the post of the day to my utter amazement. Read on for the complete post. After reading the Millionaire Next Door three times (I currently own five copies and give them as gifts to friends [...]

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