MattHutter.com

As mentioned in Living Without Credit Cards my wife and I are currently not in agreement yet about canceling all of our credit cards. Recently, she opened up a Macy’s department store card for the initial 10% off her first purchase. We used to do this so often in the 90s when we [...]

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Recently I heard a caller on the Dave Ramsey radio show comment on her employment with Sears. She claimed her hours had been reduced by the company because she had not sold enough Sears credit cards or the MPAs (Master Protection Agreements) to customers. Now, I’ve posted about this topic before here and [...]

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Let me begin this article by saying he did nothing illegal, immoral or unfair to Home Depot or its customers. My friend Rich worked at Home Depot for over three years as a cashier. Over time he was able learn quite a great deal about sales, inventories, seasonal items and most importantly clearance [...]

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Just ask. Two words and great advice. You don’t have to be a high-pressure pitchman, a bullheaded jerk or a confrontational customer with a business or seller just to get a discount or items for free. Here’s what I have done recently to get items for free or significantly discounted.

Called my bank [...]

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As I have mentioned before, it is not entirely far-fetched for a company to make more profits from its credit card business than the actual products they sell. In my article Secrets of the Big Box Stores I mention how during the 1980s Sears had a Discover Card division that became so profitable it [...]

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