MattHutter.com

Personal finance mastery with a pinch of motivation.

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The Ridiculous Concept Of Dealer Invoice Price

January 7th, 2009 · No Comments

How many of you have a friend or relative who claims to have a bought a new car right at the dealer’s invoice or very close to it?  Well, let me tell you.  First of all, almost no one should ever buy a new car but that will be covered in another post.  Second, I […]

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Tags: Cars · Money

Why Department Store Credit Cards Are So Profitable

January 6th, 2009 · No Comments

OK, I’ll admit it.   I am amazed at all of the perks the Kohl’s charge card throws at you.  If you spend $600+ per year you are in the MVP Program.  Periodically throughout the year Kohl’s has sales that reward you with $10 coupons for every $50 you spend.  Finally, it seems like every […]

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Tags: Credit Cards · Money

Macy’s Credit Card Dark Little Secret

January 7th, 2008 · No Comments

As mentioned in Living Without Credit Cards my wife and I are currently not in agreement yet about canceling all of our credit cards. Recently, she opened up a Macy’s department store card for the initial 10% off her first purchase. We used to do this so often in the 90s when we bought our […]

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Tags: Credit Cards · Money

Is Sears Looking Out For You?

April 26th, 2007 · No Comments

Recently I heard a caller on the Dave Ramsey radio show comment on her employment with Sears. She claimed her hours had been reduced by the company because she had not sold enough Sears credit cards or the MPAs (Master Protection Agreements) to customers. Now, I’ve posted about this topic before here and here but […]

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Tags: Credit Cards · Money

How My Friend Took Home Depot To The Bank

April 17th, 2007 · 1 Comment

Let me begin this article by saying he did nothing illegal, immoral or unfair to Home Depot or its customers. My friend Rich worked at Home Depot for over three years as a cashier. Over time he was able learn quite a great deal about sales, inventories, seasonal items and most importantly clearance items. I […]

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Tags: Money