MattHutter.com

Recently I had lunch with a friend who makes six figures per year.  Here in the Midwest that is a fabulous salary.  He has a comfortable desk job that is inside a nice, air-conditioned building.   He and his wife drive new cars and he has an in-ground swimming pool.  He must love [...]

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Here is an interesting question: Would you still be driving the same car today if you had been forced to pay cash for it when you bought it? Or did you merely look at the monthly payments and justify it by telling yourself you could afford it because you could make the payments? [...]

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Recently my wife and I became 100% debt-free except for the mortgage. Not only have we paid all off all our non-mortgage debt, but we’re moving in the direction of closing all credit card accounts. I’m on board with this idea, but my wife is not. I understand this could be [...]

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My college roommate Jeff worked at his parent’s convenience store and he taught me this cool trick for figuring out your change faster than a cash register or calculator. Ideally this trick is more suited for the cashier, not the customer.
The essence of this trick is to take the total purchase amount and keep [...]

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If a brown paper bag appeared on your front door step today with $5000 cold, hard cash in it what would you do with the money? Would you buy a new “toy” with it like a motorcycle or a down payment on a boat? Would you pay off a loan with it? [...]

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