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Credit Scores Are A Joke

January 1st, 2009 · 6 Comments

With the economy in turmoil I decided to capitalize on plummeting interest rates.  My wife and I refinanced a few days ago and thus we will have our house paid off at age 52 (at the latest, possibly earlier).  Our lender was a traditional brick and mortar bank with very conservative lending requirements.  As a […]

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Tags: Banking · Credit Cards · Money · mortgages

Six Figure Salary And Still Broke

July 21st, 2008 · No Comments

Recently I had lunch with a friend who makes six figures per year.  Here in the Midwest that is a fabulous salary.  He has a comfortable desk job that is inside a nice, air-conditioned building.   He and his wife drive new cars and he has an in-ground swimming pool.  He must love life, right?  […]

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Tags: Banking · Budgeting · Business · Credit Cards · Money

Savings I Have Received Just By Asking

April 17th, 2007 · No Comments

Just ask. Two words and great advice. You don’t have to be a high-pressure pitchman, a bullheaded jerk or a confrontational customer with a business or seller just to get a discount or items for free. Here’s what I have done recently to get items for free or significantly discounted. Called my bank and asked […]

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Tags: Money

Why USAA Is The Greatest Bank Ever

April 11th, 2007 · 10 Comments

My dad was in the Army Reserves for a little more than a decade and at one point he and my mom made a smart financial decision. They joined USAA, the greatest financial institution on the planet. Assuming you can meet their somewhat strict requirements here, namely active military status or parents who are USAA […]

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Tags: Money